Canada’s top two major banks are the RBC & TD banks. Although
Scotiabank ranks as #3, it is far from close when it comes to a level of
service that is consistent with the RBC & TD banks. The website banking
features of both the RBC and TD are, unlike Scotiabank, very user friendly. While
all three banks offer e-transfers, only the RBC and TD provide the option of
setting up another bank client as a “payee”, a service both have been providing
for many years. It allows the transfer of money on a regular basis without the
need to resort to sending an email and is a much simpler process. As Scotiabank
does not have any plans at this time to offer a service that is comparable to
RBC and TD, they will remain a distant third. Something to keep in mind if
looking for a new bank.
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